How it works
Payday loans or cash advances give you money and peace of mind, just when you need it!
More financial freedom - from the dull but necessary things like dealing with a plumbing emergency, to the fun things like a surprise holiday.
Fed up of being rejected?
Borrowing through QuickSilver is simple and fast! We have relationship with more lenders than any other website so you stand the best chance of getting your loan through us - and our service is FREE.
Simply complete our online form and click submit. In around 30 seconds our system will track down lenders who are willing to lend - so you get an instant online decision, without the need for faxes or post. You then simply proceed to the lender's website to complete your agreement and then get your cash.
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In moments we will tell you if you have been approved
- You will be passed to the lender's website:
Complete your banking details (so you can be paid)
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Enter your debit card details (to repay the lender on your payday)
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Your loan agreement is then ready for you to sign online
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The funds will transferred the same working day!
Are payday loans right for me?
With a payday loan cash advance, you can:
- Pay those "final demand" bills
- Get the electrician to fix the TV without waiting until payday!
- Take your partner away for romantic weekends
- Have extra spending money for your holiday
- Pay your MOT - just in time!
- Do anything you wish; it's your choice!
What are the general requirements for a payday loan?
If you meet the following minimum criteria you stand a good chance of obtaining a payday loan via QuickSilver:
- You must be over 18 years of age
- You are currently employed in full OR part-time employment (but not self employed)
- Your income is more than £350 per month*
- You hold an active bank account that your salary is paid directly into
- You have a valid debit card that must be linked to the named bank account
- You do not need a perfect credit history†
Satisfying these basic criteria does not guarantee you a cash advance - our responsible lenders will lend only if they believe you can afford it and only if they believe you will be able to repay the loan. For them to assess your particular circumstance please complete the application form.
If you earn less than £350 per month* or don't have a bank account with a debit card then Provident Personal Credit can probably provide the small cash loan you need. And there may be other specialist lenders who could help you.
If you have further questions they are almost cetainly answered in our FAQ section.
